Habitual.AI for


Boost & retain user engagement for debit and credit cards by inspiring habitual usage.

Habitual.AI promotes product stickiness for debit and credit cards by steering customers to use them at the times most beneficial to them. For example, the AI recognizes when cards are the best payment option for use cases like online shopping or specific retail purchases, and nudges customers to make full use of their benefits.


Habitual.AI for Cards enables banks to fuel user engagement for credit & debit cards.

  • Increase in the number of unique users

  • Lift in the number of card transactions

  • Increase in card expenditure

  • Deeper product engagement via a greater variety of card transactions

  • Reduced customer churn